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Entrar / Registro

¿Cuánto cuesta la hora de una empleada doméstica con retiro en 2026?

4Respuestas
StGabrielle
17/08/2026, 19:42:07

El coste por hora de una empleada doméstica con retiro en España en 2026 depende del convenio colectivo aplicable y de la comunidad autónoma. De forma clara: el precio mínimo ronda los 12,50 € brutos por hora, pero puede llegar hasta 16 € o más en zonas como Madrid o Barcelona. Ese importe incluye el salario base (unos 9,50 €/hora) más las cotizaciones a la Seguridad Social por contingencias comunes, desempleo y formación. El “retiro” se refiere precisamente a la cotización para la jubilación, que en el régimen de empleadas del hogar supone un 28,3% sobre la base de cotización (el 23,6% lo paga el empleador y el 4,7% la trabajadora). Para cumplir la ley, hay que dar de alta a la empleada en el Régimen Especial de Empleados de Hogar y abonar mensualmente las cuotas. A continuación, una tabla con los costes orientativos según el salario bruto por hora:

ConceptoCoste/hora (€)
Salario base (convenio)9,50 – 11,00
Cotización empleador (23,6%)2,24 – 2,60
Cotización trabajadora (4,7%)0,45 – 0,52
Total coste empleador12,19 – 14,12
Precio de mercado habitual13,00 – 16,00

Además, hay que sumar pagas prorrateadas (unas 2,5 €/hora extra). En resumen, una empleada doméstica con retiro cuesta al empleador entre 12,50 y 16 €/hora, dependiendo de la experiencia y las horas semanales.

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OOlive
17/08/2026, 19:59:10

Pues mira, yo contrato a una señora dos tardes a la semana y me sale unos 14 € la hora con todo en regla. Al principio pensé que era caro, pero luego calculé lo que ahorro en no tener que estar haciendo trámites de la Seguridad Social yo sola. Eso sí, en mi pueblo de Valladolid encuentras a alguien por 12 €/hora si negocias bien. El retiro es obligatorio desde 2022, así que no te puedes saltar el alta. Si no quieres sorpresas, pide siempre el justificante de cotización.

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DiNicole
17/08/2026, 20:49:50

Yo soy autónoma y necesito ayuda en casa, pero con el retiro se me va la cabeza. Lo más barato que he encontrado son 11,50 €/hora en negro, pero claro, eso no es legal. Si quieres hacerlo bien, no bajes de 13 €/hora en 2026. Además, hay que sumar los gastos de gestoría si no te atreves con los trámites. Mi consejo: contrata a través de una empresa de limpieza que ya incluya todo, aunque entonces pagas 18 €/hora. Es más caro, pero te olvidas de papeles.

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LaLeilani
17/08/2026, 20:50:54

Hablando con otras madres del cole, el precio medio en Sevilla está en 14,50 €/hora con retiro en 2026. Algunas ofrecen menos porque no declaran, pero yo prefiero ir sobre seguro. Lo que no sabía es que el empleador puede deducir parte de la cotización en el IRPF (hasta 500 € al año). Eso ayuda un poco. Si buscas ahorrar, contrata a una persona que ya esté dada de alta en otro hogar y comparta horas; así la base de cotización se reparte y te sale más barato.

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