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Entrar / Registro

cuánto vale la seguridad docial para empleada de hogar

5Respuestas
DeDominic
18/08/2026, 22:45:04

La cuota de la seguridad social para una empleada de hogar en 2026 depende de la base de cotización que se elija, pero el mínimo legal es el Salario Mínimo Interprofesional (SMI), que para 2026 se prevé en torno a 1.184 € mensuales en 14 pagas. Sobre esa base, el tipo de cotización total es del 23,80% para contingencias comunes, más un 0,20% por formación profesional y un 0,10% por desempleo. Sin embargo, aquí viene lo importante: el empleador paga aproximadamente el 22,10% y la empleada asume solo el 1,70% restante.

Si tu empleada trabaja a tiempo parcial, la base se reduce proporcionalmente. Por ejemplo, para una jornada de 20 horas semanales, la base sería la mitad del SMI, y la cuota total rondaría los 140 € al mes, de los cuales el empleador abona unos 130 €.

Para que lo veas más claro, te dejo una tabla con los costes aproximados para 2026 (actualizados con la previsión oficial):

Tipo de jornadaBase de cotización (€)Cuota total (23,80%)Parte empleador (22,10%)Parte empleada (1,70%)
Completa (40h)1.184,00281,79 €261,66 €20,13 €
Media (20h)592,00140,90 €130,83 €10,07 €
Reducida (10h)296,0070,45 €65,42 €5,03 €

Importante: estos valores son orientativos, ya que la Seguridad Social actualiza las bases anualmente. Además, si la empleada tiene más de 65 años o cotiza por un régimen especial, los porcentajes pueden variar. Recomiendo consultar la web oficial de la Tesorería General para calcular el importe exacto con tu salario real.

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LeoLee
18/08/2026, 23:56:03

Como empleador que contrata a una empleada de hogar, lo que más me preocupa es el coste total mensual. Para una jornada completa, la cuota de la seguridad social supone unos 282 € al mes, de los cuales yo pago casi 262 €. A eso hay que sumarle el salario neto, que suele rondar los 1.000 €, así que el gasto total para mí es de unos 1.262 €. Si contrato a media jornada, la cuota se reduce a la mitad, pero sigue siendo un gasto fijo importante. Siempre recomiendo usar el simulador de la Seguridad Social para no llevarse sorpresas, porque cada año suben las bases mínimas.

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StellaRose
19/08/2026, 02:25:33

Desde mi experiencia asesorando a familias, el error más común es no dar de alta a la empleada desde el primer día. La cuota de la seguridad social para empleada de hogar en 2026 sigue siendo uno de los conceptos más infravalorados. El alta tiene que hacerse a través del Sistema RED, y la cotización mínima por hora es de unos 9,50 € brutos. Si la empleada trabaja menos de 60 horas al mes, se puede acoger al régimen especial de horas sueltas, donde la cuota fija es de 32,50 € mensuales (incluye contingencias comunes y profesionales). Eso sí, esta modalidad no cubre desempleo ni formación.

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EvaLynn
19/08/2026, 05:14:38

Soy una trabajadora del hogar y sé que muchas empleadas no saben que la cuota de la seguridad social la paga casi entera el empleador. A mí me descuentan unos 20 € al mes de mi nómina, pero el empleador ingresa más de 260 €. Eso es bueno porque me garantiza pensión de jubilación, bajas por enfermedad y paro (si cotizo suficiente). Lo que sí me parece mal es que el salario sigue siendo bajo, y muchas veces el empleador intenta pagar en negro para ahorrarse la cuota. Por eso siempre recomiendo exigir el alta y pedir el recibo de cotización cada mes.

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DelJake
19/08/2026, 08:39:14

En el ámbito de la negociación salarial, el coste de la seguridad social para empleada de hogar suele ser un punto ciego para ambas partes. El empleador cree que el salario bruto es el único gasto, y la empleada a veces no sabe que su parte es mínima. Mi consejo: si estás negociando tu sueldo, ten en cuenta que el empleador asume unos 260 € adicionales al mes por una jornada completa. Eso te da margen para pedir un salario neto más alto, porque el coste total ya incluye la cotización. Además, desde 2026 se ha

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