Job Description We are seeking to hire a self-employed professional with commercial experience and strong face-to-face negotiation skills to manage mortgage loan default cases secured by real estate assets. We are a firm specialized in the acquisition and management of secured non-performing loans (NPLs) in the financial and real estate sectors. Our work does not involve property acquisition or traditional real estate brokerage; rather, it focuses on analyzing each case, identifying involved parties, and striving to reach negotiated solutions prior to the conclusion of judicial proceedings. The selected candidate will primarily carry out fieldwork in the province of Málaga: locating properties and debtors, verifying asset conditions, gathering relevant information, and negotiating potential agreements such as purchase-and-sale arrangements, debt settlement, or dation in payment. The candidate will receive direct support from our legal and investment teams throughout all phases of each transaction. What We Offer Commercial collaboration as a self-employed professional. The role is performed with organizational autonomy, flexible working hours, and performance-based remuneration. A 5% commission on the transaction profit. Depending on the transaction amount and profitability achieved, typical commissions average approximately €1,500 per completed transaction, although certain transactions may yield higher or lower amounts. An assigned portfolio of cases. We provide pre-analyzed files, with identified real estate collateral, available land registry information, and an initial strategic approach defined. Legal and financial support. The negotiator will coordinate closely with lawyers and analysts who will review documentation, draft agreements, and formalize transactions legally. Geographic and organizational flexibility. The role is goal-oriented and requires availability for in-person visits across Málaga city, the Costa del Sol, and other municipalities within the province. Key Responsibilities * Physically locate assigned properties and verify their apparent condition. * Identify the occupancy status, conservation state, and usage of the asset. * Prepare site visit reports, including photographs and relevant contextual information. * Locate and meet in person with the debtor, owner, occupant, or any individual associated with the property. * Conduct meetings and conversations aimed at understanding the circumstances of each case. * Clearly and respectfully explain the various available alternatives within the procedure. * Negotiate potential agreements such as purchase-and-sale arrangements, debt settlement, voluntary surrender, or dation in payment. * Manage objections and complex negotiation scenarios. * Collect required documentation and signatures to formalize preliminary agreements. * Coordinate with the legal team until final execution of the transaction. * Provide periodic updates on the status and progress of each case. Candidate Profile We seek an individual with a clearly commercial orientation, capable of operating effectively in the field, and experienced in direct interaction with clients or private individuals. Prior experience in the following areas will be especially valued: * Face-to-face sales or cold-calling. * Security systems and alarm installations. * Energy, telecommunications, or insurance sectors. * Real estate brokerage. * Amicable debt recovery. * Negotiation of purchase-and-sale agreements or out-of-court settlements. * Real estate asset management. * Target- and commission-based commercial work. Required Competencies * Excellent communication and negotiation skills. * Interpersonal aptitude and ability to build trust. * Capacity to listen, analyze situations, and propose practical solutions. * Firmness, prudence, and self-control during difficult conversations. * Tolerance for rejection and frustration. * Results-oriented mindset. * Initiative and ability to work autonomously. * Discretion and responsibility when handling sensitive information. * Consistent professionalism and respectfulness in all interactions. Requirements * Registered as a self-employed worker or able to initiate a commercial collaboration arrangement. * Valid driver’s license. * Personal vehicle. * Availability to travel throughout the province of Málaga. * Availability to conduct in-person visits. * Basic proficiency with digital tools, email, document handling, and report preparation. * Familiarity with the Málaga real estate market and its principal municipalities will be considered an advantage. Remuneration Compensation will be variable and directly linked to the economic outcome of managed transactions. The professional will receive 5% of the profit obtained by the company on each closed and formalized transaction, in accordance with the terms set forth in the commercial collaboration agreement. We are looking for a proactive, commercially skilled, and highly motivated individual eager to establish a stable collaboration within a specialized sector involving real transactions and tangible economic growth opportunities tied to performance. Salary: €30,000.00–€60,000.00 per month Work Location: On-site employment
David Muñoz
Indeed · HR
David Muñoz
Indeed · HR
