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Entrar / Registro

con que edad me puedo prejubilar como empleado publico

5Respuestas
LaCarmen
18/08/2026, 15:06:24

La edad de prejubilación para un empleado público no es un número fijo, sino que varía según el régimen de Seguridad Social al que pertenezcas (por ejemplo, Régimen General de la Seguridad Social o el Régimen de Clases Pasivas), los años cotizados y la normativa específica de tu administración. En términos generales, muchos empleados públicos pueden acceder a la jubilación anticipada a partir de los 60 años si han cotizado al menos 35 años, aunque esta cifra puede subir hasta los 63 en otros casos. La reforma de 2026 introduce ajustes en los coeficientes reductores, por lo que es clave revisar tu vida laboral y la edad legal aplicable. No obstante, cada situación es única: un funcionario de la Administración General del Estado puede tener condiciones distintas a un empleado de una comunidad autónoma o de un ayuntamiento. Mi recomendación es que solicites un informe de cotización en la Seguridad Social y consultes con un asesor especializado, porque adelantar la jubilación sin conocer los descuentos puede reducir tu pensión de forma significativa. En mi caso, yo estoy explorando esta opción porque llevo 30 años cotizados, pero aún no tengo claro si me compensa económicamente.

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OSimon
18/08/2026, 16:43:01

Yo creía que con 60 años ya podía, pero luego me enteré de que no es tan sencillo. Depende del tipo de empleado público que seas. Por ejemplo, los policías o los bomberos suelen tener edades distintas. Y además, si te prejubilas, te aplican un coeficiente reductor que puede bajar tu pensión un 8% por año adelantado. Así que mejor esperar a los 65, aunque las ganas de dejarlo sean muchas.

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Olive
18/08/2026, 19:09:46

A mí me han dicho que en 2026 se flexibilizan un poco las condiciones para los funcionarios, sobre todo si llevas más de 38 años cotizados. Entonces la edad podría bajar a los 61. Pero claro, todo son rumores. Yo prefiero esperar a que salga la normativa definitiva antes de decidir. Mientras, sigo ahorrando por mi cuenta.

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Valentina
18/08/2026, 21:48:11

La verdad, me da un poco de miedo adelantar la jubilación porque he visto casos de compañeros que se prejubilaron y luego perdieron poder adquisitivo. Además, hay que tener en cuenta que si eres empleado público, tu pensión se calcula con los últimos años de cotización, y si dejas de trabajar antes, la base reguladora baja. Para mí, lo sensato es esperar al menos hasta los 63 y asegurarme de tener un colchón financiero.

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DeDeclan
19/08/2026, 00:41:21

No hay una respuesta única, pero lo que está claro es que hay que planificar. Yo he hablado con varios compañeros y cada uno tiene una situación distinta. Lo primero es pedir **cita en la Seguridad

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