AML Subject Matter Expert

Description

**ABOUT LYNX** At **Lynx Financial Crime Tech S.A.**, we are an AI-based software company specializing in detecting and predicting behavioral patterns. Led by an expert team from the **financial and academic sectors**, we develop and implement cutting-edge, self-learning AI technologies. Our platform excels in low-latency transaction processing technologies and is available both on-premises and in the cloud. We develop **advanced technology** for **fraud prevention and anti-money laundering (AML)**, helping global organizations make real-time decisions through advanced analytics and artificial intelligence. **WHY JOIN OUR TEAM** We offer an international and specialized environment where you can grow, innovate, and develop with purpose—contributing to a **safer and more transparent financial ecosystem.** We prioritize **vision**, **agility**, and **speed** to deliver exceptional customer experiences and have established long-lasting, trusted relationships with some of the world’s leading financial institutions, fintechs, and commercial enterprises. We uphold a strong risk culture and expect every member of our team—regardless of role—to adopt a proactive and responsible attitude toward risk management. **WHAT YOU’LL DO IN THIS ROLE** As an **Anti-Money Laundering (AML) Subject Matter Expert (SME)**, your objective will be to **collaborate closely with the AML Product Owner, Product and Technology teams, as well as other key stakeholders**, ensuring our solutions remain aligned with regulatory requirements and international best practices. Success in this position hinges on transforming complex regulatory requirements into functional capabilities and product decisions—providing expert insight to anticipate regulatory changes, minimize compliance risks, and reinforce Lynx’s position as a technological leader in combating financial crime. As an **AML Subject Matter Expert**, your responsibilities will include: * Serving as the internal reference point for Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT). * Monitoring, analyzing, and interpreting regulatory changes, market trends, and supervisory requirements at national and international levels. * Assessing the impact of new regulations and regulatory requirements on the company’s AML solutions and products. * Collaborating closely with the Product Owner and AML teams to translate regulatory requirements into functional capabilities and product enhancements. * Collaborating closely with clients to translate regulatory risks into rules and model features—ensuring full coverage and auditability. * Providing expert knowledge in areas such as Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Transaction Monitoring, Sanctions Screening, PEPs, Beneficial Ownership, and risk-based approaches. * Participating in defining the product strategy and roadmap from regulatory and business perspectives. * Advising internal teams, clients, and partners on complex AML and regulatory compliance matters. * Developing and maintaining functional and regulatory documentation to support product evolution and expansion into new markets. * Delivering training sessions, workshops, and knowledge-transfer sessions on anti-money laundering and financial regulation. * Participating in client meetings and commercial processes whenever expert AML insight is required—especially during initial implementations. **WHAT WE’RE LOOKING FOR** We seek an **AML Subject Matter Expert** to join our team in **Madrid**, with the following experience and expertise: **Professional Experience** * Over 4 years of experience in Anti-Money Laundering (AML), Financial Crime Compliance, Risk, Regulatory Compliance, or related functions. * Prior experience in financial institutions, fintechs, specialized consulting firms, regulatory bodies, RegTech companies, or AML solution providers. * Proven experience interpreting regulatory requirements and translating them into processes, operations, or technological solutions. * Experience working in international and multi\-jurisdictional environments. **Education** * University degree in Law, Business Administration and Management (ADE), Finance, Compliance, Criminology, or related fields. * Postgraduate education or specialization in AML, Compliance, Financial Crime, or Regulatory Affairs is highly valued. * Professional certifications such as CAMS, ICA, CFCS, or equivalents are considered a strong asset. **Languages** * Native or near-native Spanish and advanced English **Hard Skills** * Expert knowledge of AML/CFT regulation, regulatory frameworks, and best practices in financial crime prevention. * Extensive experience in KYC, CDD, EDD, Transaction Monitoring, Sanctions Screening, PEPs, and Beneficial Ownership. * Solid understanding of applicable international standards and regulatory frameworks across different markets. * Ability to analyze regulatory changes and assess their impact on products, processes, and operational models. * Experience collaborating with Product, Business, and Technology teams. * Strong analytical skills and ability to solve complex problems. **Soft Skills** * Excellent communication and influencing skills. * Ability to explain complex regulatory concepts to technical and business audiences. * Consultative mindset focused on delivering solutions. * Strategic vision combined with strong attention to detail. * High capacity for collaboration and cross-functional teamwork. * Intellectual curiosity and commitment to continuous learning. * Ability to thrive in dynamic and constantly evolving environments. **Additional Information** * Position based in Madrid, with remote work flexibility (50%). * Willingness to undertake occasional travel. *Lynx Tech is proud to be an organization committed to equal opportunity regardless of age, gender, disability, marital status, race, religion, or sexual orientation. Our commitment is to provide an inclusive and accessible recruitment process for all candidates.* **OUR VALUE PROPOSITION** By joining Lynx, you’ll enjoy numerous benefits, including: * Comprehensive wellbeing support via medical insurance, life insurance, and access to Wellhub. * Flexibility enabled by a hybrid and collaborative work model. * Professional development supported by specialized training and growth opportunities within a global technology ecosystem focused on data, AI, fraud prevention, and AML. * Day-to-day support through benefits such as meal vouchers and family-support initiatives. **YOUR NEXT PROFESSIONAL CHALLENGE STARTS HERE** If this opportunity interests you and you meet the requirements, apply now—or share this vacancy with someone who may be a great fit. Want to learn more about us? Visit our website: https://lynxtech.com