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Mortgage Sales Advisor
€ 16,000-26,000/year
Indeed
Full-time
Onsite
No experience limit
No degree limit
C. Cabas Galván, 7, Local 3, Bailén-Miraflores, 29010 Málaga, Spain
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Description

The job role of a **mortgage sales advisor** focuses on intermediation and advisory services in the sale of mortgage products, such as loans for home purchases or refinancing of existing mortgages. Main responsibilities: * **Personalized advisory**: Advise clients on the best available financing options according to their needs, financial capacity, and goals. Must have an in-depth knowledge of the mortgage products offered by the company to provide the most suitable option. * **Client acquisition**: Acquire new potential clients for mortgages, debt refinancing, loan agreements, etc., either via phone calls, visits, or in-office meetings. * **Creditworthiness assessment**: Collect and analyze necessary documentation to evaluate clients' repayment capacity, including income, employment status, debt levels, etc. Also perform an initial risk analysis and advise on mortgage approval requirements. * **Budget preparation and simulations**: Using gathered information, perform mortgage simulations showing possible payment installments under different conditions (loan term, interest rate, etc.). This enables clients to make informed decisions. * **Client negotiation**: Negotiate with clients and explain the benefits and risks of the products, ensuring that agreed terms are favorable for both parties. * **Administrative management**: Once an agreement is reached, manage the necessary documentation and procedures to formalize the transaction. Follow up to ensure the entire process proceeds correctly until the mortgage signing. * **After\-sales follow\-up**: After signing, maintain contact with the client to ensure satisfaction with the product, resolve any questions, or offer related products such as insurance or complementary financial services. Job type: Full time, Permanent contract Salary: €16,000.00\-€26,000.00 per year Benefits: * Professional development assistance * Company meals * Company events * Training for professional certifications * Training program Application questions: * How do you feel about working split shifts (morning and afternoon)? Experience: * Sales: 1 year (Desirable) * Sales: 1 year (Desirable) Language: * Spanish (Required) License/Certification: * Class B driver's license (Required) Job location: Onsite

Source:  indeed View original post
David Muñoz
Indeed · HR

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