Job Summary: Lead consulting and audit projects on complex financial instruments, collaborating with top-tier entities in an environment that drives corporate and societal transformation. Key Highlights: 1. Leadership in consulting and audit projects for financial instruments 2. Analysis of structured transactions and complex hedging strategies 3. Opportunity for development and specialization in a collaborative environment Senior Financial Instruments Consultant - BCN **Location:**Barcelona L'Hospitalet de Llob, ES, 08908 **Publication Date:** 6 Feb 2026 **Do you define yourself by your talent and vision?** Then you too can make a difference. Join a professional environment contributing to the transformation of companies and society. Achieve your goals, exceed your limits, and join a firm that goes beyond professional services. **Because making a difference is not just something we say. It’s what we do.** **Develop your career with us.** Do you have experience in financial accounting, risk management, or markets? Join KPMG’s GIF team, where you will lead consulting and audit projects on financial instruments, collaborating with top-tier entities. **What will you do?** * Lead consulting engagements or technical-accounting opinions on complex financial instruments: + Technical review of hedge relationships linked to derivative instruments; + Analysis of financial liability restructuring processes; + Assessment of derecognition of financial assets; + Oversight of share-based compensation plans. * Analyze complex structured transactions (asset mobilization), hedging strategies, financial derivatives (options, *swaps*, futures, *forwards*), as well as the impact of financial instruments on the fair value hierarchy. * Provide expert support in credit risk audits, reviewing gross credit exposure, valuation of collateral, and estimation of collective and individual provisions. * Execute implementation projects for accounting and prudential regulations (IFRS 9, IFRS 13, New Definition of Default), adapting lending, monitoring, and accounting classification processes to new regulatory requirements. * Carry out the development of strategic credit risk plans, optimizing collateral, recovery, and internal control processes, and strengthening the governance framework. * Design capital or key ratio optimization strategies in the banking sector, performing quantitative and qualitative analyses, sectoral benchmarking, and assessing impacts on risk models and systems. * Participate in accounting and regulatory consulting projects, including application of IFRS 9, IFRS 13, Spanish GAAP (PGC), Bank of Spain Circular 4/2017, and CRR/CRD IV. * Supervise preparation and validation of regulatory reports required by supervisors, related to: confidential financial statements, intra-group financial transactions, solvency, or individual annual accounts. * Assess compliance with requirements related to market risk (sensitivity analysis of financial instruments), liquidity risk (scope and metrics used), or operational risk (applied methodology or accounting optimization). **What are we looking for?** * Minimum 2–3 years’ experience in financial instruments accounting, risk management, or specialized audit. * Technical expertise in applicable accounting and regulatory standards (IFRS 9, IFRS 13, PGC, Bank of Spain Circular 4/2017, Annex IX, CRR). * Ability to interpret and document complex transactions, including accounting hedges, securitizations, and structures involving derivatives. * Advanced Excel proficiency; experience with pricing and market data tools such as Bloomberg, Reuters, Murex, or Calypso is desirable. **What do we offer?** * Involvement in high-impact projects with leading financial institutions and multinational corporations. * Opportunities for development and specialization within the technical area of financial instruments, risk, and regulation. * A collaborative, demanding, and excellence-oriented environment, with access to continuous training and advanced methodologies. **What added value can we offer you?** * An outstanding **work environment**, both inside and outside the office * International opportunities and a **global** network of contacts * Continuous training and a personalized **career plan** * **Competitive salary** and flexible remuneration plan * **31 working days** of **vacation** * A **free afternoon on your birthday** * **Flexibility** and possibility of **remote work** * Access to Kteam, our **well-being platform**, offering services, solidarity initiatives, and promotions * Benefits may vary for internship and/or scholarship programs At KPMG, our commitment is to foster workplaces where individuals are treated with respect and dignity, ensuring equal opportunities in selection, training, and promotion, and providing a work environment free from any discrimination based on gender, age, disability, sexual orientation, gender identity or expression, religion, ethnicity, marital status, or any other personal or social circumstance. Because every person brings a unique and special value to the firm. Our values make the difference. Make a difference—advance your talent.