Financial Advisor

Description

Position Summary: We are seeking an experienced professional in real estate financial advisory, private banking, or international client relationship management to lead high-value transactions with a strategic and personalized approach. Key Highlights: 1. Advise international clients on high-value real estate financing. 2. Interact directly with banks, negotiating terms and exceptions. 3. Be part of the launch of a boutique financial firm. About Santomera Bay and Miraya Advisory Santomera Bay is a private office headquartered in Barcelona, driving and managing investments across the financial, real estate, and professional services sectors. The group operates as a strategic holding company, centralizing key corporate functions and supporting the growth of its portfolio companies. Miraya Advisory is the group’s boutique financial advisory firm, specializing in high-value real estate financing for international HNWI/UHNWI clients, family offices, and global investors. We deliver a highly technical, personalized, and operationally focused service for complex transactions: non\-resident lending, corporate structures, multi\-income arrangements, and cross\-border banking. Miraya is regulated by the Bank of Spain and registered as a Real Estate Credit Intermediary under registration number E416\. Role We seek a professional with solid experience in financial \& mortgage advisory, private banking for expatriates, non\-resident financing, or international client relationship management—capable of leading high-value transactions with a strategic, technical, and highly personalized approach. The role entails structuring and executing complex transactions, representing Miraya before national and international lenders, and ensuring a premium client experience aligned with the firm’s institutional standards. Key Responsibilities * Advise international clients (UK, DE, NL, FR, Nordics, LATAM) on high-value real estate financing transactions. * Analyze and structure complex transactions: international income sources, corporate structures, non-standard profiles, and cross\-border financing. * Interact directly with commercial banks and private banks, negotiating terms and exceptions with risk departments. * Accompany clients throughout the entire process: onboarding, analysis, structuring, term sheet, negotiation, and closing. * Coordinate with Business Development and Back Office teams to ensure efficient execution and operational visibility. * Represent the Miraya brand with an institutional, sophisticated, and results-oriented approach. Requirements * 5\+ years of experience in international mortgage advisory, non\-resident private banking, expatriate wealth planning, or brokerage specialized in international clients. * Demonstrable experience managing complex transactions and HNWI/UHNWI clients. * Proven ability to negotiate with bank risk departments and international institutions. * Advanced English (C1 or higher); additional languages are valued. * Commercial profile with strong client orientation, autonomy, and excellence in relationship management. What We Offer * Opportunity to join the launch and scaling of a boutique financial firm backed by strong institutional support. * Direct exposure to international clients, strategic lenders, and highly complex transactions. * A dynamic, international, and high-performance professional environment. * A competitive compensation model aligned with experience and market standards. * Additional benefits: private health insurance, flexible compensation, and access to specialized training.