Indefinite-term contract Finance CORNELLA DE LLOBREGAT (08\) UNIVERSITY DEGREE Senior 03/12/2025 A078644 Who are we? We are one of the leading consumer credit financial institutions in the Spanish market. With 30 years of history in our country, we have supported over two and a half million customers in turning their projects into reality. We are backed by the Crédit Mutuel Group—the fourth-largest bank in France—which provides us with the necessary financial and technological support to design, sell, and manage a broad range of consumer credit products, personal loans, credit cards, lines of credit, payment solutions, and insurance. Mission **Mission:** Improve the profitability and sustainability of various B2B2C activities by delivering an aggregated view, enhanced control, monitoring, and steering of activity profitability. **Key responsibilities include:** Supporting the development of a profitability-oriented culture across all decision-making processes. Ensuring achievement of the target profitability percentage (as defined in the Budget), varying by activity, sector, and partner company size. Acting as a facilitator for closing agreements, leveraging agility and tailored proposals aligned with each activity. Jointly analyzing, with the Management Control team, the profitability of different B2B2C activities. Working alongside Commercial Management and activity leads to identify levers for improving each line of the P\&L. Identifying early warnings and supporting the definition of action plans with each account manager. Analyzing the elasticity of economic terms with large and medium-sized partner companies, thereby facilitating operational growth. Identifying levers for optimizing and enhancing cost efficiency per product and per channel. **Monitoring generational activity:** by partner type, channel, campaign, and term. Promoting awareness across management of all indicators impacting profitability. Collaborating with the Management Control team to develop business models per activity. Serving as the liaison function for preparing and drafting the Budget from a commercial perspective—aligning with the Management Control team—and ensuring adherence to guidelines set by Financial Management. What do we offer? Join a global financial services company undergoing full-scale transformation. Become part of a dynamic team engaged in cross-functional projects. Hybrid work model (two days of remote work per week). Opportunities for professional development. **A comprehensive compensation package including:** permanent contract, fixed salary, variable pay, meal vouchers, and additional social benefits. Requirements **Requirements:** University degree. 3–5 years’ experience as a Commercial Controller. Experience in profitability analysis and assessment. Professional-level English or French. **Competencies:** Business acumen Self-development Accountability Collaboration Efficiency Communication Additional information At Cofidis, we are an inclusive group that values diversity. We commit to considering all qualified candidates without distinction based on origin, gender, age, sexual orientation, or disability. We foster a diverse and inclusive environment, with accessible and adapted workplaces. If you require any accommodation during the selection process or interview, please let us know—we will be happy to support your needs.