Payments Technologies & Standards

Description

Job Summary: Initium Software is seeking a Senior IT Payments Consultant to lead payment initiatives, design process architectures, and ensure regulatory compliance in a global financial environment. Key Highlights: 1. Leadership in end-to-end payment initiatives. 2. Design of robust and scalable process architectures. 3. Participation in cutting-edge technology projects. **Are You the Payments Architect Who Will Transform Efficiency in IT GTB US?** ----------------------------------------------------------------------------- **Initium Software** is not a traditional consultancy; we are strategic partners who believe in real-world impact through technology. We are not looking for someone who merely manages tasks, but for a technical leader capable of navigating the complexity of international standards and mission-critical systems within an elite global environment. If you are passionate about connecting technical solutions with high-level business objectives—and want your work to directly impact the financial infrastructure of **BSNY 2026 (BoW)**—this is your place. ### **Your Mission** As a **Senior IT Payments Consultant**, you will serve as the strategic bridge between business stakeholders, architects, and operations teams. Your impact will be reflected in: * **End-to-End Leadership:** Leading the full delivery of payment initiatives, managing scope and risks, and proactively mitigating dependencies. * **Process Architecture:** Designing "To\-Be" processes aligned with regulatory and architectural standards, ensuring every integration is robust and scalable. * **Operational Excellence:** Acting as a Subject Matter Expert (SME) to resolve complex production incidents and leading root cause analysis to implement sustainable solutions. * **Governance and Compliance:** Representing IT Payments in governance forums, ensuring every deployment complies with banking regulatory and audit requirements. * **Technological Evolution:** Identifying opportunities for automation and modernization across the payments stack, driving continuous service improvement. ### **Your Arsenal (Requirements)** **Mandatory:** * **Experience:** 5+ years as an IT Technical \& Functional PM or Senior Consultant in the financial industry. * **Global Standards:** Deep expertise in **ISO 20022**, **SWIFT** standards (MT and XML formats), and associated service messaging. * **Technical Fundamentals:** Ability to read and debug code in **Java or .NET (C\#)**, plus experience in scripting (**Bash, Python or PowerShell**) for operational task automation. * **Infrastructure and Data:** Solid knowledge of Linux/UNIX/Windows systems, relational databases (Oracle/SQL Server), and integration patterns (APIs, MQ, Batch). * **Languages:** Advanced English (**C1**) fluency; Spanish desirable. **Desirable:** * Familiarity with U.S. domestic payment schemes (ACH, Fedwire, RTP). * Experience in environments regulated by **OFAC** and subject to **AML/Sanctions** regulations. * Proficiency with platforms such as eGIFTS, Sterling B2B Integrator, or Connect:Direct. ### **How We’ll Measure Your Impact** * Monthly achievement of efficiency goals for assigned projects. * Effective alignment and execution of the IT GTB US strategic plan. * Stability and robustness of payment applications under your supervision. ### **Benefits** ### **What We Offer** * **Compensation:** Competitive salary aligned with market bands and your proven experience. * **True Flexibility:** Fully remote work (**100% Remote**) (preference for Spain or Mexico), operating on **EST (09:00 \- 18:00\)** hours to enable seamless collaboration with the New York team. * **Impact-Driven Culture:** An autonomous, collaborative, and dynamic environment where your initiative is valued and your professional growth is actively supported. * **Continuous Challenge:** Involvement in cutting-edge technology projects—far from monotony—within a high-performing team. ### **Let’s Talk About the Future You Can Build!** At **Initium Software**, we don’t just develop technology—we create an environment where people can evolve, deliver value, and leave a lasting mark. If you seek a place where your payments expertise makes a tangible impact and your curiosity drives progress, we want to meet you. **\[Apply now and let’s talk]**