RISK TRANSFORMATION MANAGER

Description

BARCELONA, B, ES, 08028 **\#job\-location.job\-location\-inline { display:** inline; } CaixaBank is a financially responsible universal banking group with a long-term vision, built on quality, proximity, and specialization. It offers a tailored value proposition of products and services for each segment, embracing innovation as a strategic challenge and a distinctive feature of its culture. Its leading position in retail banking in Spain and Portugal enables it to play a key role in contributing to sustainable economic growth. What projects do we develop? This vacancy aims to fill the position of Risk Transformation Manager (Ref. 21089 – Credit Risk Transformation), with a specific function focused on supporting the transformation and application of credit risk management models. The function’s mission is to act as a bridge between advanced analytical modeling teams (data scientists) and Credit Risk Assessment and Monitoring teams with specific needs—prioritizing, driving, and accelerating the identification, evolution, and proper implementation of analytical solutions aligned with business objectives. The team ensures that developed models adequately meet the requirements of risk decision-making processes, working closely both with the Risk Management Models team and with various teams across the Transformation area. **The team’s main responsibilities are:** Coordinate prioritization of analytical development and capability demands from various Credit Risk Assessment and Monitoring areas. Translate business needs into functional requirements for analytical models. Do not perform technical model development, but rather coordinate, define, and ensure their correct business application. Ensure proper integration of models into processes (e.g., assessment, alerts, recovery) and optimize model impact on decision-making (policies, engines, operations). Collaborate in defining use cases and opportunities for advanced analytics. The position is based at CaixaBank’s Central Services in Madrid or Barcelona. Minimum Requirements **Education and Technical Knowledge:** University degree (quantitative or business-oriented profile); advanced analytics knowledge is valued. Familiarity with advanced analytics and machine learning models. **Business Knowledge:** Understanding of banking business, especially credit risk. **Experience:** Experience in project management, transformation, or implementation of analytical solutions. Experience in model- or data-related environments will be valued; technical model development is not required. **Other:** High level of English. Continuous learning mindset. Key Competencies Analytical ability and critical thinking. Ability to translate analytical solutions into real business processes. Cross-functional management and coordination skills across multiple stakeholders. Impact- and results-oriented mindset. Proactivity and autonomy. Communication skills with both technical and business profiles. Collaborative work in multidisciplinary environments. What do we offer? Join the most innovative bank in Western Europe, according to The Innovators awards by the U.S. magazine Global Finance. Personalized onboarding and mentoring program to support your professional development. Individual training pathway with access to our online platform, offering an extensive catalog of self-paced learning resources to foster continuous growth. Comprehensive health insurance fully covered at no cost to you. Additionally, you will be enrolled in the Pension Plan, to which CaixaBank contributes with your future in mind. Flexible compensation applicable to transportation, training, languages, childcare, among others. Flexibility measures (remote work, flexible start times). We hold the Top Employer certification, recognizing us as one of the best companies to work for. Job Profile Manage the governance model, drive cross-cutting initiatives and projects, analyze the assigned portfolio (Individuals or Businesses), and oversee end-to-end management—working closely with branch networks, business areas, and systems, using various analytical tools and risk process and reporting management tools. Competencies H DEBT REFINANCING AND RESTRUCTURING H BANKING AND/OR FINANCIAL PRODUCTS AND SERVICES H RECOVERY INFORMATION CONTROL AND ANALYSIS S.1\.4 ALLIANCES – COMMUNICATION H DATA STORYTELLING H RISK POLICIES S.2\.1 HUMANISM – COMMUNICATION AND EMPATHY H DATA\-DRIVEN INSIGHTS H RISK PROCESSES, POLICIES, AND OPERATIONS H DATA VISUALIZATION H NEGOTIATION H JUDICIAL AND REGULATORY COLLECTION PROCESS KNOWLEDGE H DELINQUENCY, RECOVERY, AND COLLECTION H BUSINESS IMPACT ANALYSIS H BANKING REGULATORY FRAMEWORK S.1\.1 ALLIANCES – COLLABORATION AND CROSS-FUNCTIONALITY H CREDIT RISK S.1\.3 ALLIANCES – INFLUENCE S.1\.2 ALLIANCES – CUSTOMER ORIENTATION H PORTFOLIO ANALYSIS, DESIGN, DEVELOPMENT, AND MONITORING S.2\.2 HUMANISM – LEADERSHIP AND TEAM DEVELOPMENT / SELF-LEADERSHIP H PROFITABILITY ANALYSIS S.4\.1 ANTICIPATION – CHANGE ANTICIPATION AND MANAGEMENT S.3\.1 EMPOWERMENT – RESULTS FOCUS S.5\.1 DIVERSITY – DIVERSITY PROMOTION H INDICATOR DEFINITION, IMPLEMENTATION, AND MONITORING