Product Manager LifeSavings

Description

Job Description: **MISSION**: Implement, manage, and develop a LifeSavings product portfolio enabling differentiated, innovative, and competitive product positioning—based on understanding customer needs, distribution channel requirements, and competitor offerings—while adhering to AXA’s underwriting policies and profitability and sales targets, and establishing agile and streamlined management processes that ensure service quality for customers and distributors across all service channels. **RESPONSIBILITIES**: * Design and develop the business model and monitor the business line within its scope of responsibility, creating an attractive offering for customers and distributors—and profitable for the company—under a technical-commercial orientation ensuring competitiveness, innovation, growth, and profitability. * Design and prepare technical, contractual, commercial, and promotional documentation aligned with technical specifications to guarantee proper positioning of our product portfolio. * Prepare periodic reports on new production performance, portfolio evolution, and product profitability. * Coordinate and collaborate with other departments on elements required for effective product sales, delivering initial and periodic product rollouts and supporting training initiatives; contributing technical product content to training documentation while ensuring alignment with actual product features. * Validate and maintain up-to-date all sales-support tools developed in any environment. * Conduct market/competitor analyses to support proposal development. Implement initiatives and launch business opportunities to sustain offer competitiveness—both in designing new products and enhancing existing ones. * Provide technical-commercial support to regional territories. * Ensure each product’s PAP and ILOM are approved by relevant stakeholders in the approval committee. * Assume responsibility for applying policies related to underwriting, distributor remuneration, campaigns, and exception handling. * Propose, develop, implement, and monitor profitability optimization plans, as well as retention plans for their business line within their scope of responsibility. **PROFILE**: * Bachelor’s degree in Business Administration and Management (ADE), Law, Economics, Engineering, or Actuarial Science. * Knowledge of LifeSavings products, with focus on Unit-Linked and Investment Funds. * Regulatory knowledge. * Tools enabled within their operational environment. * Advanced English proficiency. * Goal- and results-oriented decision-making. * Organizational and planning skills. * Analytical ability, rigor, and teamwork capability. * Innovative mindset and entrepreneurial spirit. * Dynamism and commitment to assigned projects. * Cross-functional collaboration with other teams and/or departments within the company. * Flexibility to adapt to changing environments. **Why join AXA Spain?** AXA Spain is one of AXA’s most significant Talent Hubs, with over 3,000 employees working on local and international projects. We are proud to have received multiple certifications such as Top Employer and Top LinkedIn Company, thanks to our developmental, diverse, and inclusive work environment. We work for societal progress by protecting what matters. We create long-term sustainable value while protecting our customers, economy, environment, and society. Here, you can grow professionally, work flexibly, and become part of a team driving change and innovation. At AXA, we actively promote Diversity and Inclusion, offering equal opportunities. Possession of a disability certificate will be positively considered. If you seek a place where you can make a difference, we welcome you at AXA Spain! #LI-HYBRID #LI-BA1