Functional Payment Analysts SELTIME, a Spanish company in expansion, leader in providing tailored technological solutions to each client and personalized treatment to our professionals, is seeking: Functional Analysts for Payment Applications, with experience in transfers and direct debits, to participate in various projects related to SEPA regulations, regulatory compliance, system integration, and functional evolution of payment platforms. Main Responsibilities * Functional analysis of Transfer and Direct Debit applications in banking environments. * Participation in regulatory and compliance projects (SEPA, EPC, Bank of Spain, ISO 20022\). * Definition of functional requirements and coordination with technical teams. * Integration of applications with internal and external systems (courts, control units, office front-ends, etc.). * Monitoring of validation, processing, accounting, and settlement processes. * Adjustment and optimization of batch processes to improve performance. * Functional support for deployments across different geographies and channels (branches, enterprises, end customers). * Support in functional testing, certifications, and production releases. * Incident management and production support in critical environments. Requirements Experience as a Functional Analyst in banking or payments sector projects. * In-depth knowledge of SEPA Transfers and Direct Debits (SCT, SDD CORE, SDD B2B). * Experience in regulatory projects (EPC, Bank of Spain, ISO 20022\). * Knowledge of issuance, receipt, transactional control, and accounting management processes. * Experience working with multiple systems and teams (front-end, back-end, microservices, APIs). * Analytical ability, autonomy, and quality orientation. Especially Valued * Experience in Mainframe environments (COBOL / CICS / DB2\). * Knowledge of batch processes and load optimization. * Experience with microservices, migrations, and API platforms (Apigee or others). * Functional knowledge of the banking sector (particularly payments). * Experience in multi-geography deployments. * Advanced level of English What We Offer? * Stable, long-term project in the financial sector. * Participation in high-impact regulatory and strategic projects. * Flexible work arrangement. * Expert, collaborative team with a high technical level. * Professional development plan and continuous learning. * Competitive compensation commensurate with experience. Are You Interested? If you are motivated to work on complex projects with real impact on payment systems within a solid professional environment, we want to meet you. COBOL, CICS, DB2, JCL