Job Summary: We are looking for a Cards Solution Functional Design Engineer with experience in Payment Methods – Cards to analyse, design and validate functional solutions. Key Highlights: 1. Lead customer-centric transformation with disruptive thinking. 2. Collaboration and innovation with cutting-edge technology. 3. Promote holistic wellbeing: physical, emotional, social and financial. CARDS Solution Functional Design Engineer \- Global Cards Country: Spain **NOW IS THE TIME** **Santander** (www.santander.com) is evolving from a high-impact global brand into a technology-driven organisation, with people at the heart of this journey. Together, we are leading a customer-centric transformation that values disruptive thinking, the courage to challenge what’s possible and the ability to innovate. This is more than a strategic shift: it’s an opportunity to grow, learn and make a real impact. Our mission is to help more individuals and businesses thrive. We embrace a strong risk culture and expect all our teams to adopt a proactive and responsible approach to risk management. **Santander Global Cards (SGC)** is Santander’s technology and operations team. We strongly believe in technology aligned with business needs and that our work not only delivers value to users, people and communities but also fosters individual creativity. Our team of over 10,000 people across 8 countries (Spain, Portugal, Poland, the UK, the US, Mexico, Chile and Brazil) develops and implements financial solutions across a broad spectrum of technologies (including Blockchain, Big Data and Angular, among others) on both local and cloud-based platforms. **THE IMPACT YOU’LL MAKE** **Santander Global Cards/PLARD** is seeking a **CARDS SOLUTION FUNCTIONAL DESIGN ENGINEER**, based in **BOADILLA DEL MONTE (Madrid)** . With proven experience in Payment Methods – Cards and the ability to manage technology projects alongside development/testing teams. We are redefining how we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. In this role, your key responsibilities will include: * Analysing and refining requirements together with the Cards Business and Operations teams in the countries where the Plard platform operates. * Designing, based on requirements, the optimal functional solution, considering product release principles. * Documenting and organising the solution using Plard’s management tools: JIRA. * Validating that the proposed technical solution meets the functional requirements you have defined. * Periodically reporting on requirement status: progress level; blockers and their resolution; timeline deviation alerts and mitigation plans. **WHAT YOU’LL BRING TO THE TEAM** Our people are our greatest strength. Each person contributes unique perspectives that make us stronger as a team and as an organisation. We value who they are and empower what they bring. The following requirements represent the essential knowledge, skills and competencies for this role. Professional experience: * Proven experience in Payment Methods – Cards is mandatory. * Card authorisation process: Visa, Mastercard and Amex. * Settlement process with card schemes: Visa, Mastercard, Amex. * Cloud operations: experience working on Cloud projects (Amazon or Azure) is required. Desirable experience: * With Agile methodology tools. * With AI for time and process optimisation. **Education** * Bachelor’s degree in a technical field (mandatory). **Languages** * English: high level and fluent spoken English — this will be your day-to-day language (mandatory). * Portuguese (desirable). **Technical Skills (Hard Skills)** We require advanced knowledge of: * Jira. * Confluence. * Excel/PowerBI. * PowerPoint. **Interpersonal Skills (Soft Skills)** * Communication and dialogue with multidisciplinary teams. * As part of your day-to-day work, you’ll collaborate with technology, operations, business and executive teams, so you must be able to adapt your message to your audience to facilitate communication. * Communicating in different languages is fundamental in our company, as we work with multiple countries. * Maintaining composure and guiding teams through stressful situations. **WE VALUE YOUR IMPACT** Your contribution matters—and we recognise it. At Santander, you can expect a fair and competitive compensation package reflecting your impact and the value you’ll deliver. Take a moment to understand what we mean: * Unlimited growth. We empower our teams with global opportunities and extensive career paths so they can go further. * Flexible working that works. Enjoy a hybrid work model—some days remote and others in the office with your team—as well as flexible hours. * Continuous learning. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com) * Competitive rewards. Receive a highly competitive salary plus a bonus for your achievements, motivating you to keep growing with us. * Financial benefits. Access preferential banking conditions, special interest rates on loans, life insurance and much more. * Your health is our priority. Through BeHealthy, our global wellbeing programme, we promote holistic wellbeing: physical, emotional, social and financial. * Family comes first. We know your family is everything. That’s why we offer childcare support and family programmes designed for every life stage. * Always by your side. Access Santander Contigo, our programme for employees and their families offering legal advice, emotional support and administrative assistance. * Extra benefits. Gym/WellHub, medical centres at several of our locations, meal subsidies, parking, shuttle services at various points across Madrid, plus exclusive discounts and offers for Santander employees. And this is just the beginning… we’ll tell you much more when you join! We’re here to keep you motivated, help you achieve your goals and celebrate your achievements at every step of the way. **LOCAL COMPLIANCE** Santander is proud to be an equal opportunities organisation regardless of age, gender, disability, marital status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible recruitment process for everyone. What’s next? If everything you’ve just read resonates with you, apply now and join our team. Ready to take the next step? \#LI\-FB1