**Banco Sabadell** is the fourth largest private banking group in Spain, composed of different banks, brands, subsidiary companies, and affiliated companies that cover all areas of the financial business under a common denominator: professionalism and quality. A young and well-trained workforce, equipped with the most modern technological and commercial resources, and a customer-focused multi-brand and multi-channel organization enable **Banco Sabadell** to hold a prominent position in the market for personal and corporate banking. **Reference:** **37304** **Location:** **Spain \> Barcelona \> Sant Cugat del Vallés** **Multi-location possibility: No** (1\) **What are we looking for?** -------------------------- * Currently, we are seeking a transversal and dynamic profile with analytical and synthesizing skills, interested in learning and developing new functions and activities related to pricing and monitoring of transactions, and generally credit risk. **Let's talk about the project...** ---------------------------- * Your main mission will focus on ensuring that asset transaction prices adequately reflect assumed risks. * Among your main responsibilities will be: + You will analyze pricing components for different portfolios. + You will analyze major granted risk transactions, calculating their risk-adjusted profitability and reporting the results to business units. + You will develop systems to monitor risk-adjusted profitability for all granted transactions and review valuation assumptions. + You will track the evolution of new asset and liability pricing at the Bank. + You will develop and maintain pricing calculation tools for the Bank’s various portfolios. + You will prepare reports for different Committees / Commissions on price evolution relative to risks assumed in transactions, producing specific profitability analyses for portfolios / clients / transactions incorporating risk perspectives (interest rate, credit, liquidity, concentration). + You will participate in developing the Group's credit risk strategy, preparing and analyzing information on sector benchmarks, regulatory expectations, investor presentations, etc. **What do we value in your application?** ------------------------------------- * Higher education in technical fields (Mathematics, Statistics, Engineering, Physics or similar) or business fields (Economics, Business Administration or similar), with a quantitative orientation. * Minimum of 2\-3 years of experience in a similar role within Banking, with proven experience in massive data analysis and using tools enabling automated data processing (SAS, SQL programming language or similar). * Knowledge and/or experience in calculating profitability for transactions / portfolios will be positively valued. * Advanced user of Office suite (especially Excel and PowerPoint). * Adequate level of English (B2\). Banco Sabadell is committed to promoting work environments where people are treated with respect and dignity, fostering professional development of staff and guaranteeing equal opportunities in recruitment, training, and promotion, offering a work environment free from any discrimination based on gender, age, sexual orientation, religion, ethnicity, or any other personal or social circumstance. Banco Sabadell is part of the network of companies awarded the "Corporate Equality" distinction granted by the Ministry of Equality. (1\) Multi-location: refers to the job location and includes/considers/allows\* the possibility of working from any point within the network of offices or corporate centers regardless of the physical location associated with your job, while respecting teleworking guidelines. *Total or partial reproduction of any section in any medium without the written consent of Banco Sabadell Group is strictly prohibited.*