Junior Credit Officer (m/f/d)

Description

Summary: Deutsche Pfandbriefbank AG is seeking a Credit Officer in Madrid to manage and monitor a portfolio of French borrowers and contribute to credit risk strategy and development. Highlights: 1. Ongoing processing and monitoring of a portfolio of French borrowers 2. Collaboration in implementing the bank's credit risk strategy 3. Active participation in projects and further development of risk strategy * Deutsche Pfandbriefbank AG * Madrid Deutsche Pfandbriefbank AG (pbb) is an international specialiced commercial bank with over 800 employees from 45 countries. We offer our customers a wide range of financing and investment solutions for the entire real estate value chain. Our goal is to contribute to a more sustainable world of real estate. For our Credit Risk Management business area based in Madrid, we are currently seeking to hire, with immediate effect, a **Credit Officer (m/f/d)** ========================== **Your tasks** -------------- * Ongoing processing and monitoring of a portfolio consisting of French borrowers, in particular local regional governments and public institutions (e.g. hospitals, entities in charge of public infrastructure) utility \[and a few public\-private partnerships * Preparation of annual reviews, including recommendations * Conducting internal ratings using an internal rating model as part of annual credit risk monitoring or on an ad hoc basis * Collaboration in implementing the bank's credit risk strategy for the assigned exposures for existing business * Collaboration in implementing all regulatory and internal requirements and process instructions for the corresponding sub\-portfolio * Support with customer inquiries/ oral communication and written correspondence with customer in French language * Review and analyze customer request for changes of terms and conditions / waivers for the underlying exposure and negotiate with the customer in French language * Monitoring of current market developments and reporting on industry trends and actions by major rating agencies, as well as current political developments * Active participation in projects and in the further development of the risk strategy and development or establishment of new credit risk management procedures for specific portfolios **How to convince us** ---------------------- * Bachelor's and master's degrees in economics/finance/law or comparable education * Good knowledge of and interest in financial analysis (including preferably public sector accounting standards in France) * Strong analytical thinking skills and risk awareness * Practical experience in the financial sector, ideally in financial and credit risk analysis * Good knowledge of MS Office * Very good written and spoken English and French, as well as good German skills (desirable) **Our values** -------------- We live our values and expect the same attitude from our employees. Together, we are future\-oriented, reliable, and collaborative. **What you can expect** ----------------------- With us, you will encounter a sustainable corporate culture, diverse and challenging projects, as well as plenty of creative freedom and flexibility. And what else? * Compelling compensation \& great benefits * Family\-friendly working conditions with at least two days remote working * Attractive, easy\-to\-reach locations **Sounds exciting?** -------------------- So let's shape the future of real estate together. Apply now to join \#teampbb in just a few clicks! **Please send your CV in English language.** * Isabella Maria Wiesmeier * \+49 89 2880\-28262