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Marqués de Larios, 7, Distrito Centro, 29015 Málaga, Spain","infoId":"6452252096832112","pictureUrl":"https://uspic3.ok.com/logo/ineed.png","videos":null,"title":"Credit Risk Analyst (Provisions)","content":"We are looking for an analytical and detail\\-oriented professional to join our Provisions Modelling team. The purpose of this role is to ensure accurate and data\\-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards.\n\n\nThe Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD and ECL models, ensure proper provisioning levels, and support business decisions through insightful analysis of portfolio performance across three product lines and twelve countries.\n\n\nThis role requires close collaboration with colleagues from Risk, Finance, and other teams to align assumptions, improve model accuracy, and maintain consistent provisioning practices across the Group.\n\n##### **Key Responsibilities:**\n\n**Provision Modelling and Monitoring**\n\n* Support the development, monitoring, and enhancement of IFRS 9 models (PD, LGD, ECL).\n* Perform quantitative analyses to assess provision adequacy and trends across portfolios.\n\n**Portfolio Analytics**\n\n* Analyze portfolio performance across multiple countries and product segments.\n* Identify drivers of changes in provisions and communicate analytical findings clearly.\n\n**Data Management and Reporting**\n\n* Extract, transform, and validate data from large\\-scale databases (SQL/Excel).\n* Prepare monthly and quarterly provisioning reports with commentary on key movements.\n\n**Cross\\-functional Collaboration**\n\n* Work closely with Finance, Risk, and Modelling teams to ensure consistency in model inputs, assumptions, and outputs.\n* Support coordination of quarter\\-end provisioning and model update cycles.\n\n**Documentation and Compliance**\n\n* Maintain transparent documentation of methodology, assumptions, and governance related to IFRS 9 provisions.\n* Support internal and external validation or audit processes.\n\n##### **Requirements and Skills:**\n\n* Master’s degree in a quantitative field (Mathematics, Statistics, Economics, Finance, or related).\n* Minimum 2 years of professional experience in **credit risk or financial provisioning**.\n* Solid understanding of **IFRS 9** provisioning concepts (PD, LGD, ECL) and model governance.\n* Strong analytical and problem\\-solving skills with great attention to detail.\n* Hands\\-on experience with SQL (querying and transforming large datasets) and Excel (advanced formulas, pivot tables, data visualization).\n* Experience with R or Python for statistical analysis and Power BI for dashboards is an advantage.\n* Fluent in English, both written and spoken, for effective collaboration across countries.\n* Ability to work independently and effectively in a fast\\-paced, international environment.\n\n##### **Competencies and Behaviors:**\n\n* Analytical and detail\\-oriented: ensures accuracy and quality in data\\-driven outputs.\n* Proactive and independent: takes ownership of analytical tasks with minimal supervision.\n* Collaborative: works effectively with cross\\-country and cross\\-functional teams.\n* Curious and improvement\\-minded: seeks opportunities to refine processes and enhance model accuracy and efficiency.","price":"Negotiable Salary","unit":"per year","currency":null,"company":"Indeed","language":"en","online":1,"infoType":1,"biz":"jobs","postDate":"1764082195000","seoName":"credit-risk-analyst-provisions","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":1,"cardType":null,"action":"https://es.ok.com/en/city-canillas-de-aceituno/cate-math-stats-info-sciences/credit-risk-analyst-provisions-6452252096832112/","localIds":null,"cateId":null,"tid":null,"logParams":{"tid":"d372792b-8e94-402e-92ad-4179d9fdc4b4","sid":"689a9541-e584-40a5-b1d0-74ef22d732a1"},"attrParams":{"summary":null,"highLight":["Develop and monitor IFRS 9 models","Analyze credit risk across European portfolios","Collaborate with cross-functional teams"],"employment":[{"icon":"https://sgj1.ok.com/yongjia/bkimg/8hvituaa__w72_h72.webp","name":"Job Type","value":"Full-time","unit":null},{"icon":"https://sgj1.ok.com/yongjia/bkimg/is8j0f44__w72_h72.webp","name":"Workplace type","value":"Onsite","unit":null},{"icon":"https://sgj1.ok.com/yongjia/bkimg/ji66qqr0__w72_h72.webp","name":null,"value":"Málaga,Andalucía","unit":null}]},"addDate":1764082195065,"categoryName":"Mathematics， Statistics & Information Sciences","postCode":null,"secondCateCode":"science-technology","kycTag":null,"pictureUrls":null,"isFavorite":false},{"category":"4000,4374,4382","location":"Pl. Obispo, 5, Distrito Centro, 29015 Málaga, Spain","infoId":"6414759557798612","pictureUrl":"https://uspic3.ok.com/logo/ineed.png","videos":null,"title":"Functional Analyst","content":"**Company Description** **Talan – Positive Innovation**\n\n\nTalan is an international consulting group specializing in innovation and business transformation through technology. With over 7,200 consultants in 21 countries and a turnover of €850M, we are committed to delivering impactful, future\\-ready solutions.\n\n**Talan at a Glance**\n\n\nHeadquartered in Paris and operating globally, Talan combines technology, innovation, and empowerment to deliver measurable results for our clients. Over the past 22 years, we’ve built a strong presence in the IT and consulting landscape, and we’re on track to reach €1 billion in revenue this year.\n\n**Our Core Areas of Expertise**\n\n* **Data \\& Technologies:** We design and implement large\\-scale, end\\-to\\-end architecture and data solutions, including data integration, data science, visualization, Big Data, AI, and Generative AI.\n* **Cloud \\& Application Services:** We integrate leading platforms such as SAP, Salesforce, Oracle, Microsoft, AWS, and IBM Maximo, helping clients transition to the cloud and improve operational efficiency.\n* **Management \\& Innovation Consulting:** We lead business and digital transformation initiatives through project and change management best practices (PM, PMO, Agile, Scrum, Product Ownership), and support domains such as Supply Chain, Cybersecurity, and ESG/Low\\-Carbon strategies.\n\n**We work with major global clients across diverse sectors, including Transport \\& Logistics, Financial Services, Energy \\& Utilities, Retail, and Media \\& Telecommunications.**\n\n **Job Description** \n\nWe are looking for a proactive and self\\-sufficient **Functional Analyst** to join our team. The ideal candidate will have solid experience in financial products and technology, particularly within **Wholesale Banking** or **Corporate \\& Investment Banking (CIB)** environments. This role involves close collaboration with business and IT teams to define, implement, and monitor end\\-to\\-end contracting processes and system functionalities.\n\n**Hybrid position based in Málaga, Spain. Realocation is mandatory**\n\n**Key Responsibilities**\n\n* Gather and analyze **functional requirements** in collaboration with business stakeholders.\n* Define and document **end\\-to\\-end contracting processes** and workflows.\n* Work closely with **IT teams** to translate business needs into **technical requirements**.\n* Prepare detailed **process definition documents** and ensure alignment across technologies.\n* Define **test plans (test book)** and support their execution.\n* Generate and maintain **project follow\\-up reports** and progress tracking.\n* Serve as a liaison between **business, technology, and project management teams**.\n* Support planning, coordination, and supervision of project activities.\n\n \n\n**Qualifications** \n\n* **4–5 years of experience** as a Functional Analyst, ideally in the **financial or investment banking** sector.\n* Strong understanding of **financial products** such as FX, Fixed Income (FI), and Rates.\n* Knowledge of **derivatives** and **structured investment products**; experience in **distribution** will be an asset.\n* Proven experience working in **CIB environments**.\n* Technical knowledge of **APIs**, **REST services**, and **databases**.\n* Experience working in **Agile** projects.\n* Excellent communication and coordination skills.\n* Strong **proactivity**, autonomy, and problem\\-solving abilities.\n* Fluent English Level\n\n **Additional Information** **What do we offer you?**\n\n* Full\\-time contract\n* Smart Office Pack so that you can work comfortably from home\n* Training and career development\n* Benefits and perks such as private medical insurance, life insurance, lunch and travel cards as part of the flexible remuneration package\n* Possibility to be part of a multicultural team and work on international projects\n* **Hybrid position based in Málaga, Spain. 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By understanding their challenges, with our support, innovation, technology and data, we enable them to be more efficient and resilient.\n\n\nWe believe that only a human oriented\\-practice of technology will make the new digital age an era of progress for all. Together let's commit!\n\n **Job Description** \n\nAs a Junior Analyst for our client's in\\-house IAM software, your will join our client's IAM Team helping to set up new App integrations, giving support by applying the change requests received and helping to solve any issues or incidents in our IAM service.\n\n\nWhat will you be doing?\n\n* Participation in the IAM team tasks, defining and configuring new integrations.\n* Participation in the evolutions of the App Integrations Model applying new business needs.\n* Coordinating with the Functional IAM Team in order to define the right Authorization Model for app Integrations.\n* Assisting the IAM Functional Lead.\n* Providing N2 Support to our customers, responding to Service Now tickets.\n* Collaborate in the execution of the agile methodology of product development.\n\n \n\n**Qualifications** **What are we looking for?**\n\n\nEXPERIENCE\n\n* 1 years of experience in Technical Business Analyst \\& Support team.\n\n\nSKILLS \\& KNOWLEDGE\n\n* Experience in IAM software administration and support.\n* General Technical skills regarding IAM.\n* Agile Tools Experience: Kanban, Jira, Confluence Service Now.\n* B2 English and fluency Spanish.\n\n \n\n**Additional Information** **What do we offer you?**\n\n* Full\\-time contract\n* Smart Office Pack so that you can work comfortably from home.\n* Training and career development\n* Benefits and perks such as private medical insurance, life insurance, lunch and travel cards as part of the flexible remuneration package\n* Possibility to be part of a multicultural team and work on international projects\n* **Hibrid position based in Málaga, Spain. 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Obispo, 5, Distrito Centro, 29015 Málaga, Spain","infoId":"6384130561433912","pictureUrl":"https://uspic3.ok.com/logo/ineed.png","videos":null,"title":"Senior Data Engineer","content":"Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward\\-thinking financial solutions. Since our founding in 2009, we've grown to a diverse team of over 1,700 professionals across 40\\+ offices and 29\\+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative environment where your contributions are valued. You'll play a key role in shaping the future of cross\\-border finance, while advancing your own career in a dynamic, high\\-growth industry.\n**Senior Data Engineer**\n\n\n**Málaga Office \\- Hybrid: 4 days in the office, 1 day working from home**\n\n\n\nJoin Our Data Team at Ebury **Málaga** Office.\n\n\n\nEbury's strategic growth plan would not be possible without our Data team and we are seeking a Data Engineer to join our Data Engineering team! \n\nOur data mission is to develop and maintain Ebury's Data Platform and serve it to the whole company, where Data Scientists, Data Engineers, Analytics Engineers and Data Analysts work collaboratively.\n\n\n\nAs a Data Engineer, you will work closely with the rest of the team to help model and maintain the Data Platform.\n\n\n**What we offer:**\n\n\n* Competitive salary and benefits package\n* Discretionary bonus based on performance\n* Continued personal development through training and certification\n* We are Open Source friendly, following Open Source principles in our internal projects and encouraging contributions to external projects\n\n\n**Responsibilities:**\n\n\n* Be mentored by one of our outstanding performance team member along a 30/60/90 plan designed only for you\n* Participate in data modelling reviews and discussions to validate the model's accuracy, completeness, and alignment with business objectives\n* Design, develop, deploy and maintain ELT/ETL data pipelines from a variety of data sources (transactional databases, REST APIs, file\\-based endpoints)\n* Serve hands\\-on delivery of data models using solid software engineering practices (eg. version control, testing, CI/CD)\n* Manage overall pipeline orchestration using Airflow (hosted in Cloud Composer), as well as execution using GCP hosted services such as Container Registry, Artifact Registry, Cloud Run, Cloud Functions, and GKE\n* Work on reducing technical debt by addressing code that is outdated, inefficient, or no longer aligned with best practices or business needs\n* Collaborate with team members to reinforce best practices across the platform\n\n\n**About you:**\n\n\n* 3\\+ years of data/analytics engineering experience building, maintaining \\& optimising data pipelines \\& ETL processes on big data environments\n* Proficiency in Python and SQL\n* Knowledge of software engineering practices in data (SDLC, RFC...)\n* Stay informed about the latest developments and industry standards in Data\n* Fluency in English\n* As a plus: \n\n\t+ Experience with our modern Data stack tools\n\t+ Dimensional modelling/data warehousing concepts knowledge\n\t+ Spanish language\n\n\nIf you're excited about this job opportunity but your background doesn't match exactly the requirements in the job description, we strongly encourage you to apply anyway. You may be just the right candidate for this or other positions we have.\n\n\n\n\\#LI\\-CG1\n\n**About Us**\n\n\n**Ebury is a FinTech success story, positioned among the fastest\\-growing international companies in its sector.** \n\n \n\nFounded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 29 markets worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Vancouver to Auckland, we enjoy sharing team experiences and celebrating success across the Ebury family. \n\n \n\nHard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest\\-Growing Companies. \n\n \n\nNone of this would have been possible without our proudest achievement: our great people. 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Obispo, 5, Distrito Centro, 29015 Málaga, Spain","infoId":"6384130563238712","pictureUrl":"https://uspic3.ok.com/logo/ineed.png","videos":null,"title":"Analytics Engineer","content":"Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward\\-thinking financial solutions. Since our founding in 2009, we've grown to a diverse team of over 1,700 professionals across 40\\+ offices and 29\\+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative environment where your contributions are valued. You'll play a key role in shaping the future of cross\\-border finance, while advancing your own career in a dynamic, high\\-growth industry.\n**Analytics Engineer**\n\n\n**Málaga Office \\- Hybrid: 4 days in the office, 1 day working from home**\n\n\n\nJoin Our Data Team at Ebury **Málaga** Office.\n\n\n\nEbury's strategic growth plan would not be possible without our Data team and we are seeking a Analytics Engineer to join our Analytics Engineering team!\n\n\nOur data mission is to develop and maintain Ebury's Data Platform and serve it to the whole company, where Data Scientists, Data Engineers, Analytics Engineers and Data Analysts work collaboratively.\n\n\n\nAs an Analytics Engineer, you will be an integral part of our data team. You will work closely with the rest of the team to help model and maintain the Data Platform. \n\nThis role also encompasses important responsibilities in quality assurance, data governance, and promoting best practices to ensure that data\\-related processes are efficient, secure, and adhere to industry standards, specifically within the Regulatory Reporting domain.\n\n\n**What we offer:**\n\n\n* Competitive salary and benefits package\n* Discretionary bonus based on performance\n* Continued personal development through training and certification\n* We are Open Source friendly, following Open Source principles in our internal projects and encouraging contributions to external projects\n\n\n**Responsibilities:**\n\n\n* Gather requirements from the business and define an action plan to execute them.\n* Work on projects end to end, from definition to delivery.\n* Serve hands\\-on delivery of data models using solid software engineering practices (eg. version control, testing, CI/CD)\n* Collaborate with team members to reinforce best practices across the platform, encouraging a shared commitment to quality.\n* Manage overall pipeline orchestration using Airflow (hosted in Cloud Composer).\n* Design, develop, deploy and maintain ELT/ETL data pipelines from a variety of data sources (transactional databases, REST APIs, file\\-based endpoints).\n* Contribute to and promote best practices for query development, version control, code review, documentation, and testing.\n\n\n**About you:**\n\n\n* 3\\-5 years of data/analytics engineering experience building, maintaining \\& optimising data pipelines \\& ETL \n\nprocesses on big data environments\n* Proficiency in SQL\n* Mid\\-Level experience with Python\n* Experience with our modern data stack tools (a plus!) We use dbt, Google Cloud Platform (BigQuery, DataStudio), Looker\n* Familiarity with dimensional modelling/data warehousing concepts\n* Experience with software engineering practices in data\n* Attention to detail and commitment to data quality\n* Fluency in English (Spanish, a plus)\n\n\nIf you're excited about this job opportunity but your background doesn't match exactly the requirements in the job description, we strongly encourage you to apply anyway. You may be just the right candidate for this or other positions we have.\n\n\n\n\\#LI\\-CG1\n\n**About Us**\n\n\n**Ebury is a FinTech success story, positioned among the fastest\\-growing international companies in its sector.** \n\n \n\nFounded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 29 markets worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Vancouver to Auckland, we enjoy sharing team experiences and celebrating success across the Ebury family. \n\n \n\nHard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest\\-Growing Companies. \n\n \n\nNone of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast\\-paced FinTech sector. \n\n \n\nAt Ebury, we're committed to building a workplace where everyone feels valued, supported, and empowered to thrive. We're proud to have active employee networks and ESG initiatives that reflect our inclusive culture, including our **Women's Network**, **LGBTQIA\\+ Network**, and **Veterans Network**. These communities provide spaces for connection, mentorship, advocacy, and collaboration across our global teams.\n\n\n*We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future.*\n\n\n*Please submit your application on the careers website directly, uploading your CV / resume in English.*","price":"Negotiable Salary","unit":"per year","currency":null,"company":"Indeed","language":"en","online":1,"infoType":1,"biz":"jobs","postDate":"1758760200000","seoName":"analytics-engineer","supplement":null,"author":null,"originalPrice":null,"soldCnt":null,"topSeller":null,"source":1,"cardType":null,"action":"https://es.ok.com/en/city-canillas-de-aceituno/cate-math-stats-info-sciences/analytics-engineer-6384130563238712/","localIds":null,"cateId":null,"tid":null,"logParams":{"tid":"aea0e4d5-3452-4277-a5e9-3f6f87d3a41c","sid":"689a9541-e584-40a5-b1d0-74ef22d732a1"},"attrParams":{"summary":null,"highLight":["Competitive salary and benefits","Discretionary performance bonus","Open Source friendly environment"],"employment":[{"icon":"https://sgj1.ok.com/yongjia/bkimg/8hvituaa__w72_h72.webp","name":"Job Type","value":"Full-time","unit":null},{"icon":"https://sgj1.ok.com/yongjia/bkimg/is8j0f44__w72_h72.webp","name":"Workplace type","value":"Onsite","unit":null},{"icon":"https://sgj1.ok.com/yongjia/bkimg/ji66qqr0__w72_h72.webp","name":null,"value":"Málaga,Andalucía","unit":null}]},"addDate":1758760200252,"categoryName":"Mathematics， Statistics & Information Sciences","postCode":null,"secondCateCode":"science-technology","kycTag":null,"pictureUrls":null,"isFavorite":false}],"localIds":"1,1999","pageTitle":"Mathematics， Statistics & Information Sciences in Canillas de Aceituno","topCateCode":"jobs","catePath":"4000,4374,4382","cateName":"Jobs,Science & Technology,Mathematics， Statistics & Information Sciences","breadCrumbSeo":{"type":"BreadcrumbList","itemListElement":[{"position":1,"name":"Home","item":"https://es.ok.com/en/city-canillas-de-aceituno/","@type":"ListItem"},{"position":2,"name":"Jobs","item":"https://es.ok.com/en/city-canillas-de-aceituno/cate-jobs/","@type":"ListItem"},{"position":3,"name":"Science & Technology","item":"https://es.ok.com/en/city-canillas-de-aceituno/cate-science-technology/","@type":"ListItem"},{"position":4,"name":"Mathematics， Statistics & Information Sciences","item":"http://es.ok.com/en/city-canillas-de-aceituno/cate-math-stats-info-sciences/","@type":"ListItem"}],"@type":"BreadcrumbList","@context":"https://schema.org"},"cateCode":"math-stats-info-sciences","total":5,"sortList":[{"sortName":"Best Match","sortId":0},{"sortName":"Newest First","sortId":1}],"breadCrumb":[{"name":"Home","link":"https://es.ok.com/en/city-canillas-de-aceituno/"},{"name":"Jobs","link":"https://es.ok.com/en/city-canillas-de-aceituno/cate-jobs/"},{"name":"Science & Technology","link":"https://es.ok.com/en/city-canillas-de-aceituno/cate-science-technology/"},{"name":"Mathematics， Statistics & Information Sciences","link":null}],"tdk":{"type":"tdk","title":"Canillas de Aceituno Mathematics， Statistics & Information Sciences Job Listings - 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