Credit Risk and Collections Analyst

Description

Our Group is a global reference in low\-carbon energy and services. Together with our 96\.000 employees, our customers, partners and stakeholders, we are committed to accelerating the transition to a carbon neutral economy through reduced energy consumption and more environmentally friendly solutions. At ENGIE, every person plays a key role in accelerating energy transition. Make a difference and live a meaningful professional experience. Take on exciting challenges, grow in an innovative environment, and build a career that reflects who you truly are. Join us and be part of the adventure of the century! For our headquarters in Madrid, we are looking for a Credit Risk and Collections Analyst. **Mission** You will be responsible for monitoring and analyzing credit risk, debt, and collections performance to support informed decision\-making, improve cash collection, and mitigate financial risk. The role provides analytical insights, develops reporting and dashboards, identifies improvement opportunities, and supports process optimization across the order\-to\-cash cycle. **Functions** * Analyze credit risk, overdue debt, and customer payment behavior. * Produce regular reports on debt, aging, DSO, and cash collection performance. * Identify trends, risks, and improvement opportunities in collections processes. * Develop predictive analyses, risk indicators, and early\-warning alerts. * Build and maintain dashboards and performance reporting tools. * Support process automation and data quality improvement initiatives. * Assess the impact of billing, disputes, and operational issues on outstanding debt. * Coordinate activities with Collections, Billing, Customer Service, and Finance teams. * Provide analytical support to management and contribute to continuous process improvement. **Minimum requirements** * Degree in Business, Economics, Engineering, Mathematics, Statistics, or a related field. * 2\-4 years of experience in credit risk, collections, business analytics, or financial reporting. * Advanced Excel and experience with Power BI or similar BI tools. * Strong analytical, problem\-solving, and stakeholder management skills. * Energy or utilities sector experience is a plus. **Committed to inclusion** At ENGIE we value and encourage diversity and inclusion. We are committed to accelerating the transition to a carbon\-neutral economy achieved by integrating exceptional and diverse individuals that seek, support, and strengthen each other’s growth. **What we will provide** * We will provide you with training plans adapted to your needs and interests. * You will have a flexible schedule and a hybrid work system \+ reduced working days during summer and Fridays. * You will have the chance to adhere to corporate benefits and e\-Plan (transport card, kindergarten, training, meal, health insurance among others). * You will be part of a dynamic team in which you will truly develop and grow as a professional. * You will work with a multidisciplinary team that will support you at all times. * You will be part of a network of more than 96,000 professionals working to create a more sustainable world. **ENGIE is the answer if...** * You are looking for a solid professional project with professional projection. * You value being part of the first independent energy group in the world. * You want to grow and develop within a dynamic and challenging company. * If you consider that your work, together with the efforts of the people who are part of the company, can and should have a positive impact on the environment. If you want to be part of an international group, able to offer a wide variety of jobs in a dynamic and promising sector, we are waiting for you! Business Unit: Supply \& Energy Management Division: BP IBERIA Legal Entity: ENGIE ESPAÑA, S.L.U. Company Name: ENGIE España Minimum Base Salary: Maximum Base Salary: Pay Basis: ### **Why this matters to us** Our organisation is an equal opportunity employer and is committed to fostering a diverse and inclusive workplace. We offer reasonable accommodations upon request for individuals with disabilities.